What a truck accident lawyer does after a crash with a commercial truck
A truck accident lawyer finds out who is legally responsible for the crash, secures the evidence the trucking company controls, and builds a claim against every insurance policy that applies. In a truck case that usually means looking past the driver to the motor carrier, because federal safety rules put duties on the company as well as the person behind the wheel.
Commercial trucks carry electronic logs, engine data, dispatch records and maintenance files that do not exist in an ordinary car crash. Much of that evidence sits with the carrier, and some of it can be overwritten or discarded in the normal course of business. The earlier a lawyer sends a written demand to preserve it, the more of it survives.
If you were hurt on a road in Delaware County or Philadelphia, the sections below explain what matters in a truck case and what to do now.
Federal trucking rules that often decide fault
Interstate trucking companies and their drivers must follow the Federal Motor Carrier Safety Regulations. When a driver or carrier breaks one of these rules and the violation contributes to a crash, it is strong evidence of negligence. The hours-of-service rules for property-carrying trucks in 49 CFR § 395.3 come up again and again, because a tired driver is a dangerous driver.
Under those rules, a property-carrying driver generally:
- Must start a shift only after 10 consecutive hours off duty.
- May not drive after 14 consecutive hours from coming on duty.
- May drive no more than 11 hours within that 14-hour window.
- Must take a break of at least 30 consecutive minutes once 8 hours of driving time have passed, unless a short-haul exception applies.
- May not drive after 60 hours on duty in 7 days, or 70 hours in 8 days, depending on the carrier's schedule. A 34-hour off-duty period can restart that count.
Driver qualification, maintenance and the carrier's own duties
The regulations do not stop at driving time. Carriers must systematically inspect, repair and maintain the vehicles they control, and keep records of that work (49 CFR § 396.3). Worn brakes, bad tires and faulty lights are maintenance failures, and maintenance records can show whether the company knew about a problem before the crash.
Federal law also makes the carrier responsible for requiring its drivers to follow the rules that apply to them (49 CFR § 390.11). So when a driver runs past the hours limits or skips required inspections, the question becomes whether the company allowed it, encouraged it through dispatch schedules, or simply did not check. That is often where a truck case is won.
ECM and ELD data: the truck's black box, and why the clock is running
Heavy trucks commonly have an engine control module (ECM), often called the black box, that can record speed, braking, throttle position and other data around a hard stop or crash. Separately, carriers must generally have drivers record their duty status on an electronic logging device (ELD) under 49 CFR § 395.8. Together, these records can show how fast the truck was going, whether the driver braked, and how long the driver had been on the road.
The problem is time. Federal rules require carriers to keep duty-status records and supporting documents for at least 6 months (49 CFR § 395.8(k)). Nothing requires them to hold on to records longer than the rules demand unless they are put on notice of a claim. A preservation letter (sometimes called a spoliation letter) tells the carrier in writing that litigation is expected and that the ECM data, ELD logs, dashcam video, dispatch messages, inspection reports and driver file must be kept.
The goal is to get the data before it is gone, which is why the first days after a truck crash matter so much.
Who can be held responsible besides the driver
A truck crash can involve several companies, and each may have its own insurance. Depending on the facts, responsible parties can include:
- The driver, for speeding, distraction, fatigue, impairment or unsafe lane changes.
- The motor carrier, both for its driver's conduct on the job and for its own failures in hiring, training, supervision, scheduling and maintenance.
- The owner of the trailer or tractor, if different from the carrier.
- A company that loaded the cargo, if an overloaded or badly secured load caused the crash.
- A repair shop or maintenance contractor that worked on brakes, tires or lights.
Insurance: federal minimums and your own Pennsylvania coverage
For-hire interstate carriers hauling ordinary (non-hazardous) freight in trucks with a gross vehicle weight rating of 10,001 pounds or more must carry at least $750,000 in public liability coverage. Carriers hauling oil and many hazardous materials must carry at least $1,000,000, and certain bulk hazardous loads require $5,000,000 (49 CFR § 387.9). Those are floors, not ceilings, and the carrier may have more coverage.
Your own auto policy still matters. Every Pennsylvania auto policy must include at least $5,000 in first-party medical benefits (75 Pa.C.S. § 1711), which pays early medical bills regardless of fault. If you chose limited tort, note that Pennsylvania lets you recover as if you had full tort when the at-fault vehicle is registered in another state (75 Pa.C.S. § 1705(d)). Many trucks on our local highways are registered out of state, so check the registration on the crash report before assuming limited tort applies.
If you were driving for work, a workers' compensation claim may run alongside the claim against the trucking company. Each has its own rules, and the two have to be coordinated.
Truck traffic around Upper Darby and Philadelphia
Delaware County and West Philadelphia see steady commercial traffic. I-476 (the Blue Route) carries through traffic between the Schuylkill Expressway (I-76) and I-95, US-1 and West Chester Pike serve delivery trucks bound for shopping centers and neighborhoods, and Baltimore Pike and State Road run through dense commercial areas.
Where the case is filed matters. A crash in Upper Darby, Drexel Hill or Havertown will usually be heard in the Delaware County Court of Common Pleas in Media, while a crash in Cobbs Creek or Overbrook may belong in the Philadelphia Court of Common Pleas at City Hall. Where a case can be filed is worth discussing with a lawyer early.
What drives the value of a truck accident claim
Because of the weight difference between a loaded truck and a passenger car, truck crashes often cause serious harm: spinal injuries, traumatic brain injuries, fractures that need surgery, and wrongful death. The value of a claim depends on the injuries, the medical treatment, lost income, any lasting limits on your work or daily life, the strength of the evidence on fault, and the insurance available.
No honest lawyer can tell you what a case is worth at the first meeting. What a lawyer can do is make sure your medical records, wage records and the carrier's evidence are gathered and presented so that the insurer has to deal with the full picture.
Deadlines and what to do this week
In Pennsylvania, a personal injury lawsuit generally must be filed within 2 years of the injury (42 Pa.C.S. § 5524). Exceptions exist, including rules for minors, and a claim against a government-owned vehicle can require written notice within 6 months (42 Pa.C.S. § 5522). Pennsylvania also uses modified comparative negligence: your recovery is reduced by your share of fault and barred if your share is greater than the combined fault of the defendants (42 Pa.C.S. § 7102). Trucking insurers know these rules and will look for ways to shift blame.
Get medical care and keep every record. Photograph the truck, the company name and USDOT number on the cab door, and your injuries. Do not give a recorded statement to the carrier's insurer before you speak with a lawyer.
Your Legal Warrior works on a 100% contingency fee. There is no attorney fee unless we recover for you, the firm advances all case costs, and those costs are repaid only from a recovery. If there is no recovery, you owe nothing. Call (267) 412-4601, answered 24 hours a day, 7 days a week, or send the free case review form.
Specific Truck Accident Claims Cases We Handle
- Delivery truck accidents: Hit by a package van or box truck in Delaware County or West Philly? We sort out who employed the driver. No fee unless we recover. Call (267) 412-4601.
- Garbage truck accidents: Hit by a city trash truck or a private hauler? A 6-month notice rule may apply. Free case review, no fee unless we recover. Call (267) 412-4601, 24/7.
- Jackknife accidents: Caught in a jackknifed truck crash on I-476, I-95 or the Schuylkill? Free case review, no fee unless we recover, costs advanced. Call (267) 412-4601.
- Tow truck accidents: Hurt by a tow truck, a car that broke loose from one, or a driver who ignored the move-over law? Free review, no fee unless we recover. (267) 412-4601.
- Tractor-trailer accidents: Hit by an 18-wheeler on I-95, I-476 or the Schuylkill? Free case review. No fee unless we recover, costs advanced. Call (267) 412-4601, 24/7.
- Truck black box evidence: What a truck's ECM, ELD, cameras and inspection files show after a crash, and how long carriers keep them. Free case review. Call (267) 412-4601.
- Trucking company liability: How trucking companies, brokers and shippers can be liable for a crash in Pennsylvania. Free case review, no fee unless we recover. Call (267) 412-4601.
- Underride accidents: Car slid under a trailer? We check the rear guard, lighting and the carrier's inspection records. Free review, no fee unless we recover. (267) 412-4601.
Questions People Ask About Truck Accident Claims
How much are truck accident settlements usually worth?
There is no typical number, and any figure quoted online without knowing your facts is a guess. Value depends on the severity and permanence of your injuries, your medical bills and lost income, the evidence of fault, and the insurance the carrier and other parties carry. Truck cases can involve more coverage than car cases because federal law requires interstate carriers to carry minimum liability limits, but coverage only matters once fault and damages are proven.
Can I afford a lawyer after a truck crash?
Yes. Your Legal Warrior takes truck accident cases on a 100% contingency fee. You pay no attorney fee unless we recover for you. The firm advances the case costs, such as records, filing fees and accident reconstruction, and those costs are repaid only from a recovery. If there is no recovery, you owe nothing. The fee terms are written into the agreement before any work starts.
When should I hire a truck accident lawyer?
As soon as you can after getting medical care. Trucking companies often send their own investigators and insurers to a serious crash quickly, and electronic records such as ELD logs only have to be kept for a limited time under federal rules. A preservation letter sent early protects the ECM data, dashcam video and driver file that can prove what happened.
Can you sue a truck driver in Pennsylvania?
Yes, but the driver is rarely the only defendant. The motor carrier is usually responsible for its driver's conduct on the job, and it can also be responsible for its own failures in hiring, training, scheduling and maintenance. Other companies, such as a cargo loader or repair shop, may share responsibility. Naming every responsible party is how you reach every available insurance policy.
How much of a $25,000 settlement would I actually receive?
That depends on three things: the contingency fee percentage in your written agreement, the case costs the firm advanced, and any liens, such as a health insurer or Medicare seeking repayment for bills it paid. A lawyer can often negotiate liens down. Before you accept any offer, you should see a written breakdown showing exactly what comes out and what you will take home.
Is there anything I should not tell my own lawyer?
No. Tell your lawyer everything, including prior injuries, earlier accidents and anything you worry makes you look partly at fault. Conversations with your lawyer for the purpose of legal advice are confidential. The trucking company's insurer will dig up those facts anyway, and your lawyer can only prepare for what they know about.
How long does a truck accident lawsuit take?
Some claims resolve before a lawsuit is filed, often after you finish treatment and the full cost of your injuries is known. Cases that go into litigation commonly take a year or more because of discovery, depositions and court schedules. Truck cases can take longer when several companies and insurers are involved. Settling too early, before you know the long-term effects of an injury, is a common and costly mistake.
Do insurance companies want you to hire a lawyer?
Generally not. An adjuster may suggest that a lawyer will only take a cut, or push for a quick recorded statement and early settlement. Once you have a lawyer, the insurer must deal with someone who knows the federal trucking rules, the Pennsylvania insurance law and how to value the claim. You are not required to give the at-fault carrier's insurer a recorded statement.
How is pain and suffering valued in a truck case?
There is no formula in Pennsylvania law. Juries and insurers look at how serious the injury is, how long recovery takes, whether there is lasting pain or limitation, and how the injury has changed your daily life and work. Medical records, your own testimony and the people who know you all help show it. If you chose limited tort, your right to these damages may depend on an exception, such as an out-of-state truck, or on the injury being serious.
What happens after a truck driver is in a crash?
Police respond and investigate, and a crash report is prepared. The carrier and its insurer typically open their own investigation, and the truck may be moved to a company yard or repair facility. That is why early preservation matters. Your lawyer can request the police report, send preservation demands, and in a lawsuit obtain the driver's logs, the ECM download, inspection records and the driver qualification file.
Is it better to sue or settle a truck accident claim?
Many injury claims settle, and filing a lawsuit is sometimes what produces a fair offer. The right choice depends on the offer compared with what a jury would likely do with the evidence, and on the costs and time of trial. Warren talks through that comparison with each client. The decision to accept or reject a settlement is always yours.
Sources
- 49 CFR § 395.3 (maximum driving time for property-carrying vehicles)
- 49 CFR § 395.8 (record of duty status, ELD use and 6-month retention)
- 49 CFR § 396.3 (inspection, repair and maintenance)
- 49 CFR § 390.11 (motor carrier to require observance of driver regulations)
- 49 CFR § 387.9 (financial responsibility, minimum levels)
- 75 Pa.C.S. § 1705 (limited tort and full tort; out-of-state vehicle exception)
- 75 Pa.C.S. § 1711 (required first-party medical benefit)
- 42 Pa.C.S. § 5524 (two-year limitation)
- 42 Pa.C.S. § 5522 (six-month notice to government units)
- 42 Pa.C.S. § 7102 (comparative negligence)
Written for general information by the office of Warren I. Siegel, Esq., Pennsylvania Attorney ID 65342. Last reviewed 2026-09-25. This is not legal advice for your situation, and deadlines vary by claim. Talk to a lawyer before relying on any date.