Your family's rights after a school zone crash
When a driver hits a child in a school zone, the driver is usually responsible for the child's medical care, future treatment and pain and suffering, and the claim belongs to the child with a parent acting on their behalf. Pennsylvania's school zone speed limit and school bus stopping rule give strong evidence of what a careful driver should have done.
These cases differ from other pedestrian claims in practical ways: the injured person is usually a minor, the crash may involve a school bus or a crossing guard, and the deadlines work differently for the child than for the parents. Each is covered below.
The school zone rules drivers must follow
Several Vehicle Code sections apply around schools:
- Speed: when passing through a school zone established under PennDOT rules and marked with signs, no one may drive faster than 15 miles per hour (75 Pa.C.S. § 3365(b)). The zone is active only during the hours the signs or flashing lights show.
- School buses: a driver meeting or overtaking a stopped school bus with flashing red lights and its stop arm out must stop at least 10 feet away and may not move until the lights go off and children have reached a place of safety (75 Pa.C.S. § 3345(a)). This rule applies on public roads and on other places open to vehicle traffic.
- Crossing guards: drivers must obey the lawful directions of an appropriately attired person authorized to direct traffic (75 Pa.C.S. § 3102).
- Crosswalks: the ordinary pedestrian right-of-way rules still apply, including yielding at crosswalks without working signals (75 Pa.C.S. § 3542).
Philadelphia's school zone speed cameras and your case
Pennsylvania authorized Philadelphia to run a pilot program of automated speed cameras in up to five designated school zones, set to expire at the end of 2029 (75 Pa.C.S. § 3371). Families often assume the camera footage will prove the driver was speeding. It may not be available. The statute says information from the program, including recorded images, is not discoverable and may not be offered as evidence in a proceeding that is not directly related to a violation under that section.
That makes other evidence more important: video from homes and businesses near the school, the school's own exterior cameras, crossing guard and bus driver statements, and witnesses among other parents at drop-off. School buses can also have cameras, and a bus operator who sees a driver pass a stopped bus may file a written report with police within 48 hours (75 Pa.C.S. § 3345(a.1)). Ask for those records early.
When a school bus or district vehicle is involved
If the vehicle that hit your child belonged to a school district or a municipality, the claim is against a local agency. Pennsylvania allows those claims for the negligent operation of an agency's motor vehicle (42 Pa.C.S. § 8542(b)(1)), but written notice is generally required within 6 months (42 Pa.C.S. § 5522). Total damages are capped at $500,000 per occurrence, and pain and suffering is recoverable only for death or certain permanent injuries with medical expenses over $1,500 (42 Pa.C.S. § 8553). Many buses are run by private contractors, which are not covered by those limits. Identifying the owner is one of the first things a lawyer checks.
Whether the crash is in Upper Darby, Drexel Hill, Lansdowne or Yeadon, it is usually filed in the Delaware County Court of Common Pleas in Media. A crash near a school in Overbrook, Cobbs Creek or Kingsessing usually belongs in the Philadelphia Court of Common Pleas.
Deadlines when the injured person is a child
For an injured child, the 2-year deadline to sue generally does not start until the child turns 18 (42 Pa.C.S. §§ 5524, 5533(b)). That does not mean waiting is wise. Video is recorded over, witnesses move, and a government notice deadline of 6 months can apply regardless of the child's age. Parents also carry the child's medical bills now, and those bills should be sent to the correct auto insurer through first-party benefits (75 Pa.C.S. § 1713).
If your child was hurt, write down the time, the school, the crossing location, whether the school zone lights were flashing and who was on duty. Keep the child's backpack and clothing. Then call (267) 412-4601 or send the free case review form.
Your Legal Warrior works on a 100% contingency fee: no attorney fee unless we recover, all case costs advanced by the firm and repaid only from a recovery, and nothing owed if there is no recovery.
Questions People Ask About School Zone Accidents
What is the speed limit in a Pennsylvania school zone?
15 miles per hour while the school zone is active, as shown by signs or flashing lights. A driver who goes more than 11 mph over that limit faces a fine of up to $500 under 75 Pa.C.S. § 3365. For an injury claim, speeding in a school zone is strong evidence that the driver was careless.
Who is responsible if a child is hit by a car near a school?
Usually the driver. Depending on the facts, the driver's employer, a bus company or a government agency may also be involved. An insurer's claim that the child ran out does not settle the question. A lawyer will look at speed, visibility and whether the driver obeyed the school zone and school bus rules.
How long do we have to file a claim for an injured child?
The child's own 2-year deadline is generally paused until age 18. But if a school district or other government vehicle was involved, written notice is generally due within 6 months of the crash. Evidence also disappears long before any deadline, so acting early is wise.
Can a driver be charged for passing a stopped school bus?
Yes. Pennsylvania requires drivers to stop at least 10 feet from a school bus with flashing red lights and an extended stop arm, and bus operators can report violators to police. Criminal or traffic charges are separate from your family's civil claim for the child's injuries.
Can we use Philadelphia's school zone speed camera footage?
Probably not. The law creating the Philadelphia school zone camera pilot says its images and records are not discoverable and cannot be offered as evidence in proceedings not directly related to a violation under that law. Your lawyer will look for other video from homes, businesses, the school and buses.
What should parents do right after a child is hit near a school?
Get your child medical care, even if the injury looks minor, and make sure police make a report. Ask the school who was on crossing duty and whether the school zone lights were on. Photograph the crossing, the signs and the car if you can. Then send the medical bills to the right auto insurer and talk to a lawyer before speaking with the driver's insurer.
Who is responsible if a child gets hurt at school rather than on the road?
That depends on where and how it happened. Injuries on public school property are claims against a local agency, which Pennsylvania shields with governmental immunity except in narrow listed situations, and written notice is generally required within 6 months. A crash on the street outside the school is usually a claim against the driver.
What if the driver who hit my child drove away?
Call police immediately and give them every detail you have, even a partial plate. If the driver is never found, uninsured motorist coverage on your household auto policy may pay, but Pennsylvania requires the crash to be reported to police and your insurer to be notified within 30 days, or as soon as practicable.
Sources
- 75 Pa.C.S. § 3365 (special speed limitations; school zones)
- 75 Pa.C.S. § 3371 (automated speed enforcement pilot in school zones)
- 75 Pa.C.S. § 3345 (meeting or overtaking school bus)
- 75 Pa.C.S. § 3102 (obedience to persons directing traffic)
- 75 Pa.C.S. § 3542 (right-of-way of pedestrians in crosswalks)
- 75 Pa.C.S. § 1713 (source of first-party benefits)
- 42 Pa.C.S. § 8542 (local agency exceptions; vehicle liability)
- 42 Pa.C.S. § 8553 (local agency damages limits)
- 42 Pa.C.S. § 5522 (six-month notice to government units)
- 42 Pa.C.S. § 5524 (two-year limitation)
- 42 Pa.C.S. § 5533 (tolling for minors)
Written for general information by the office of Warren I. Siegel, Esq., Pennsylvania Attorney ID 65342. Last reviewed 2026-09-25. This is not legal advice for your situation, and deadlines vary by claim. Talk to a lawyer before relying on any date.